IRDAI Certified Comprehensive Health & Life Coverage

Complete Health & Life Protection with Banks Adda.

Safeguard your family's health and financial future with customized mediclaim, critical illness benefits, 10,000+ cashless network hospitals, and pure term life protection.

10,000+

Cashless Hospitals

99.2%

Claim Settlement

₹75,000

Tax Exemption (80D)

Compare Plans

Instant Quote

Get Free Insurance Quote

Compare curated premium quotes from top insurance underwriters in India.

Applicant Full Name

Mobile Phone

Insurance Category

Policies Issued in Collaboration with Leading IRDAI Registered Insurers

HDFC ERGO

Star Health

ICICI Prudential

Max Life

Care Health

Tata AIA

HDFC ERGO

Star Health

ICICI Prudential

Max Life

Unmatched Protection

Why Choose Insurance via Banks Adda?

Enjoy end-to-end advisory, accelerated cashless claim settlements, and maximum tax savings.

100% Cashless Claims

Direct hospital bill settlement across 10,000+ top multi-specialty healthcare institutions nationwide.

Tax Exemption 80D & 80C

Save up to ₹75,000 on health policies under Section 80D and ₹1.5 Lakh under Section 80C on life term plans.

24/7 Claim Assistance

Dedicated relationship managers standing by to coordinate paperwork and hospital approvals at zero extra fee.

Pre & Post Hospitalization

Covers up to 60 days pre-admission and 180 days post-discharge medical diagnostic and pharmaceutical bills.

Tailored Coverage

Our Health & Life Insurance Products

Explore industry-best plans structured to provide maximum security for you and your dependents.

Family Floater Health Plan

Single comprehensive sum insured (up to ₹1 Crore) that shields spouse, children, and dependent parents seamlessly.

No room rent capping
100% restoration of sum insured
Free annual health check-ups

Premium from ₹499/mo

High Cover

Life Protection

Pure Term Life Insurance

High sum assured life protection starting up to ₹5 Crore to ensure total financial stability for your family's future dreams.

Critical illness rider cover
Accidental death & disability waiver
Return of premium (TROP) option

₹1 Cr Cover @ ₹590/mo

Age 60+

Elder Care

Senior Citizen Health Cover

Dedicated policies crafted for parents and seniors with pre-existing disease coverage, daycare treatments, and low waiting periods.

Minimal pre-medical screening
AYUSH treatment coverage
Dedicated ambulance allowance

Zero Co-pay Available

Estimate Your Protection

Health & Life Premium Estimator

Adjust your desired coverage and age group to view estimated monthly contributions.

Sum Insured / Coverage Amount ₹ 10,00,000

Applicant Age 30 Years

Coverage Type Individual & Family Floater

Estimated Monthly Premium

₹ 720

Section 80D Saving

Up to ₹25,000/yr

Hospital Network

10,000+ Direct

Got Questions?

Health & Life Insurance FAQs

What is covered under the 100% Cashless Hospitalization?

Cashless hospitalization covers room rent, ICU charges, surgeon fees, nursing fees, medicines, diagnostic tests, and daycare procedures across 10,000+ network hospitals without you having to pay cash upfront.

How much tax deduction can I claim under Section 80D?

You can claim up to ₹25,000 for yourself, spouse, and children. An additional deduction of up to ₹50,000 is available for senior citizen parents, taking your total eligible tax deduction up to ₹75,000 per financial year.

What is the difference between Health Insurance and Term Life Insurance?

Health insurance covers medical treatments and hospitalization bills during your lifetime. Term life insurance provides a large lump-sum financial payout to your nominated family members in case of unforeseen demise.

Stay Protected

Subscribe to Insurance Insights

Receive timely IRDAI regulatory updates, tax exemption tips, and discounted renewal offers from Banks Adda directly in your inbox.

Connect With Us

Need Direct Insurance Help?

Speak with our certified insurance underwriters or drop an inquiry. We are available 7 days a week from 9:00 AM to 8:00 PM.

Direct Calling Line

+91 78936 69107

Official Email Desk

info@banksadda.com