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Certified Valuation & Bank-Grade Vault Insurance

Unlock Instant Cash with Doorstep Gold Loans at Banks Adda.

Get maximum per-gram market valuation, 30-minute disbursal to your bank account, and zero hidden charges right from the comfort of your home.

0.75%

Monthly Interest

30 Mins

Doorstep Payout

Up to 90%

Max LTV Value

Calculate EMI
Zero Fees

Instant Gold Valuation

Book a free doorstep appraisal with our certified evaluation manager.

Associated with India's Premier Gold Lending Banks & NBFCs

HDFC Bank
ICICI Bank
State Bank of India
Muthoot Finance
Manappuram
Kotak Mahindra
HDFC Bank
ICICI Bank
Per-Gram Instant Estimator

Calculate Your Gold Valuation

Enter your total gold weight in grams to estimate your instant loan sanction.

Stone weight will be deducted during home appraisal verification.

Estimated Eligible Loan Amount

₹ 2,65,000

Interest Rates from 0.75% per month (9.0% p.a.)

The Banks Adda Advantage

Why Choose Our Doorstep Gold Loan?

Maximum convenience, total transparency, and verified multi-tier safety vaults for your precious gold.

30-Min Doorstep Service

No need to carry your gold outside. Our certified loan officer visits your home with portable digital testing machines.

Free Home Visit Quick Disbursal

100% Insured Safe Vaults

Your gold is sealed in tamper-proof GPS-tracked packages and stored in bank vaults with 100% free insurance coverage.

Fully Insured Bank Vaults

Flexible Repayment Modes

Choose between monthly interest payments, bullet repayment at tenure closure, or standard EMI facilities as per your cash flow.

Custom Tenures Zero Penalties
Plan Your Installments

Gold Loan EMI & Interest Calculator

Check your monthly interest and total repayment obligation instantly.

Required Loan Amount ₹ 3,00,000
Interest Rate (% per annum) 9.00%
Tenure (Months) 12 Months

Estimated Monthly EMI

₹ 26,238

Total Interest

₹ 14,856

Total Payable

₹ 3,14,856

Gold Market Rates

Subscribe to Gold Lending Alerts

Get real-time updates on daily 22K/24K gold rates, per-gram valuation hikes, and zero processing fee festive schemes.

Connect With Us

Need Gold Loan Assistance?

Speak with our certified gold appraisers. We are available 7 days a week from 9:00 AM to 8:00 PM for doorstep services.

Send an Inquiry