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Instant 5-Minute Direct Payout Service

Credit Card to Bank Money Transfer in Minutes.

Liquidate your unutilized credit card limit directly into any savings or current bank account at lowest processing charges. 100% safe, verified & instant IMPS transfer.

1.2% - 2%

Lowest Fee

5 Mins

Instant IMPS

100%

Safe & Direct

Instant Transfer

Instant Liquidation Desk

Fill in your requirements for immediate credit card fund transfer assistance.

All Major Bank Credit Cards Supported For Instant Liquidation

Visa Cards
Mastercard
RuPay Credit
American Express
HDFC Cards
ICICI Cards
SBI Cards
Axis Bank Cards
Fast & Transparent Process

How Credit Card to Bank Works

Get funds in 4 seamless steps without paying exorbitant ATM cash withdrawal fees.

1

Connect via WhatsApp

Initiate your request on our secure support desk with your required transfer amount.

2

Select Card Type

Choose your card issuer (Visa, Mastercard, RuPay, Amex) and share your bank account details.

3

Secure Processing

Complete an encrypted payment link authorization with standard OTP verification.

4

Instant Cash In Bank

Funds are credited directly into your bank account within 5 to 10 minutes via IMPS.

Instant Fee Estimator

Calculate Transfer Payout

Adjust your desired swipe amount to view estimated processing fees and actual in-bank credited amount.

Swipe Amount from Card ₹ 1,00,000
Estimated Fee Percentage 1.50%
Credit Card to Bank transfer saves up to 45% in upfront charges compared to ATM cash advances.

Net Amount Deposited In Bank

₹ 98,500

Processing Fee

₹ 1,500

Transfer Mode

Instant IMPS

Why Choose Banks Adda

Comparison: Banks Adda vs ATM Cash

Discover how much money and time you save when using our liquidation service.

Features Banks Adda Liquidation ATM Credit Cash Advance
Transfer Charges Starting from 1.2% - 2% 2.5% to 3.5% + GST
Interest-Free Period Up to 45-50 Days Grace Period Retained Interest begins from Day 1 (36% to 48% p.a.)
Transfer Speed Direct IMPS / NEFT in 5 Minutes Physical ATM withdrawal only
Daily Limits Up to 100% of Total Credit Limit Capped at 20% - 40% Cash Limit
Help & Clarifications

Frequently Asked Questions

How soon will I receive the money in my bank account?

Funds are transferred via instant IMPS or RTGS straight to your submitted bank account within 5 to 10 minutes following successful authorization.

Which credit cards are accepted for bank transfer?

We support all major Indian credit cards including Visa, MasterCard, RuPay, and American Express issued by HDFC, SBI, ICICI, Axis, Kotak, RBL, and other major financial institutions.

Is this process safe and secure?

Yes, completely. All transactions are authorized via certified 256-bit encrypted gateways and authenticated directly with your personal banking OTP. No sensitive card details or CVVs are ever stored.

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Need Direct Assistance?

Speak with our liquidation managers or drop an inquiry. We are available 7 days a week from 9:00 AM to 8:00 PM.

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