Up to 100% Funding for India & Global Universities

Achieve Your Global Study Dreams With Smart Education Loans at Banks Adda.

Fast-track sanction letters for USA, UK, Canada, Australia & Premier Indian Institutes (IITs, IIMs). Enjoy non-collateral options, tax exemptions under 80E, and flexible moratorium terms.

8.15%

Lowest Interest

Up to ₹1.5 Cr

Max Sanction

0 Margin

100% Coverage

Calculate Student EMI

Zero Fees

Instant Loan Eligibility

Compare education loan offers from SBI, HDFC Credila, Avanse, and leading NBFCs.

Student / Co-Applicant Name

Mobile Phone

Study Destination / Category

Unlimited Limit Estimator

Check Education Loan Eligibility

Estimate borrowing capacity based on co-borrower income or tuition fees needed.

1. Co-Applicant Employment Type

2. Enter Monthly Income / Annual Turnover (Unlimited)

₹

Collateral and non-collateral sanctions available up to ₹1.5 Crore.

Estimated Education Loan Sanction

₹ 25,50,000

Rates from 8.15% (Secured) / 9.50% (Unsecured)

Academic Financing Programs

Our Education Loan Solutions

From collateral-free overseas financing to domestic premier university loan packages.

Non-Collateral

Overseas Studies

Abroad Non-Collateral Loan

Unsecured funding up to ₹75 Lakhs for USA, Canada, UK, Germany, and Ireland.

Rate: From 9.25% p.a. Apply Now

Lowest Rates

Secured Property/FD

Secured Global Study Loan

High-value funding up to ₹1.50 Crore backed by residential or commercial property.

Rate: From 8.15% p.a. Apply Now

Zero Margin

Premier Scholars

IIT, IIM & Top Tier Institutes

100% concession-based financing up to ₹50 Lakhs with zero processing fee.

100% Tuition + Living Apply Now

Medical Degrees

Healthcare Studies

MBBS & Medical Degrees

Special funding structures with extended moratorium periods for doctors and medical students.

Extended Moratorium Apply Now

Specialized Wings

Aviation Wings

Commercial Pilot & Aviation

Covers simulator training, flight hours fees, and international aviation academy admissions.

Up to ₹80 Lakhs Apply Now

Working Professionals

Executive MBA & Data Tech

Quick disbursals for weekend executive MBA batches, tech bootcamps, and global certifications.

Paperless Approval Apply Now

Why Borrow Via Banks Adda

Student-First Education Benefits

Section 80E Tax Rebate

Claim 100% tax deduction on the total interest paid for up to 8 continuous assessment years.

Grace Moratorium

No mandatory principal repayment during your course duration + 6 to 12 months after job placement.

Pre-Visa Sanction

Official bank sanction letters to show as valid proof of funds for US I-20, German Blocked Account, and Visa files.

All-Expense Covered

Tuition fees, hostel room rent, air tickets, laptop purchase, books, and living expenses covered 100%.

Plan Your Higher Studies

Education Loan EMI Calculator

Adjust values in real-time to preview post-moratorium monthly installments.

Loan Amount Required ₹ 20,00,000

Interest Rate (% per annum) 8.50%

Repayment Tenure (Years) 10 Years

Estimated Monthly EMI

₹ 24,797

Total Interest

₹ 9,75,640

Total Payable

₹ 29,75,640

Help & Clarifications

Frequently Asked Questions

Can I get an education loan without pledging any collateral?

Yes! Through Banks Adda, students can access non-collateral education loans up to ₹75 Lakhs for premier global universities and top-tier Indian institutes based on academic merit and co-borrower income profile.

What expenses are covered under a study abroad education loan?

Our lender partners fund 100% of the cost of attendance, including university tuition fees, examination fees, accommodation/hostel costs, travel/airfare, laptop & study materials, and health insurance.

When does repayment begin for an education loan?

Repayment starts after the moratorium period ends—typically the entire course duration plus an extra 6 to 12 months grace period after graduation or upon landing employment.

Connect With Us

Need Education Loan Guidance?

Speak with our dedicated overseas education finance advisors. We are available 7 days a week from 9:00 AM to 8:00 PM.

Direct Calling Line

+91 78936 69107

Official Email Desk

info@banksadda.com