Compare pre-approved premium cards, unlimited cashback rewards, airport lounge memberships, and instant digital approvals with Banks Adda.
₹0 Fee
Lifetime Free
Instant
Digital Approval
Up to 10%
Cashback Perks
Receive tailored card recommendations matched to your monthly spending.
Credit Cards Offered in Partnership with India's Premier Banking Institutions
From zero annual fee beginner cards to super-premium luxury privileges across shopping, travel, and lifestyle.
Enjoy lifetime zero annual fees, interest-free credit cycles, and high reward yields without spend conditions.
Direct cash credited on grocery, dining, utility bills, Amazon, Flipkart, and food delivery spending.
Complimentary domestic and international airport lounge access, air miles accrual, and zero forex markups.
1% fuel surcharge waiver across HPCL, BPCL, and IndianOil outlets with reward points on fuel transactions.
Dedicated 24x7 concierge, complimentary golf games, luxury hotel memberships, and higher credit limits.
Transfer emergency cash limits from your active credit cards directly into your savings account at nominal rates.
Enter your monthly salary or business income to estimate your pre-approved card limit.
Higher income unlocks premium metal & lounge card variants.
Estimated Credit Card Limit
₹ 1,50,000
Lifetime Free & Lounge Cards Available
A Lifetime Free (LTF) credit card has zero joining fees and zero annual renewal fees for life, irrespective of your total annual spends.
You only need your PAN card, Aadhaar number for digital e-KYC, and recent 3 months bank statements or salary slips for salaried applicants (ITR for self-employed).
A CIBIL score of 720+ enables instant paperless approval with high credit limits across all our partner banks.
Speak with our credit experts to compare approval odds across multiple partner banks. Available 7 days a week from 9:00 AM to 8:00 PM.