Education Loan

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Education Loan – Fund Your

Dreams of Higher Education

Study in India or abroad with affordable education loans. Cover tuition, living expenses, and more with flexible repayment after course completion.

Why Choose Our Education Loan?

Loans for India and abroad studies

Cover tuition, hostel, books & living expenses

Moratorium period during study + 6 months

Interest subsidy for economically weaker sections

Collateral-free loans up to ₹7.5 Lakh

Tax benefits under Section 80E

Eligibility Criteria

Indian citizen with confirmed admission

Age: 16 to 35 years

Courses: UG, PG, MBA, Engineering, Medical, etc.

Co-applicant (parent/guardian) required

Documents Required

Admission letter from institution

Fee structure from college/university

Aadhaar Card & PAN Card (student + co-applicant)

Income proof of co-applicant

Academic mark sheets

Collateral documents (for loans above ₹7.5 Lakh)

Education Loan Details

₹1 Lakh – ₹1.5 Crores

Loan Amount

From 8% p.a.

Interest Rate

Up to 15 years (after moratorium)

Tenure

7–15 business days

Processing Time

Simple 3-Step Process

01

Fill the Application Form

Complete a simple online form with basic details

02

Get Instant Approval

Our team reviews and approves within 24-48 hours

 

03

Receive Funds in Your Account

Money disbursed directly to your bank account

Calculate Your EMI

Use our EMI calculator to plan your loan repayment with ease.

💰 Loan Calculator (INR)

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Frequently Asked Questions

Can I get a loan for studying abroad?

Yes, we offer education loans for top universities across USA, UK, Canada, Australia, and more.

Repayment begins after course completion + 6 months moratorium period.

Loans up to ₹7.5 Lakh are collateral-free. Higher amounts may need property or FD as security.

Yes, under the Central Government Interest Subsidy Scheme for students from economically weaker sections.

Apply for Education Loan

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